A partnership between the KCB Bank Kenya and Visa will offer a new level of convenience for Kenyan merchants. The partnership has introduced the KCB and Visa Tap-to-Phone, a contactless payment solution that enables business owners to accept card payments directly on their smartphones with no need for traditional POS machines.
To date, the cost of buying and maintaining a point of sale device has put going fully digital out of reach for many small and medium-sized businesses. Now, merchants can simply use their NFC-enabled Android phones to serve customers faster, safer, and more efficiently.
“This partnership with Visa brings a simple, yet effective solution to every merchant,” Jane Isiaho, Director of Retail Banking at KCB Bank Kenya said. “It cuts down the operation cost and helps businesses serve their customers better without having to worry about expensive equipment.”
How KCB and Visa Tap-to-Phone Helps Businesses Thrive
The KCB and Visa Tap-to-Phone solution is not only convenient but also secure. Every transaction is secured to global standards, supported by Visa’s Acceptance Platform and tokenization technology, therefore giving peace of mind to both merchants and their customers.
John Njoroge, Visa Country Manager for Kenya, South Sudan, and Somalia said the technology could be a game-changer:
“With Tap to Phone, merchants can transform the phones they already have into powerful payment devices. This removes traditional barriers, helps businesses scale, and drives financial inclusion.”
This initiative is part of KCB’s wider digital strategy aimed at developing seamless, modern payment solutions for an evolving market. For merchants, this could mean quicker sales, easier customer interactions, and therefore more time to focus on growing their business.
The introduction of KCB and Visa Tap-to-Phone represents a serious step in Kenya’s digital transformation by both KCB and Visa to show how innovation can make everyday business easier while supporting financial inclusion.
To many local merchants, this is more than just a payment tool; it’s an opportunity to run their businesses more smoothly and reach customers they couldn’t serve before.
